/* =========================================================
   Gold Loan Page
========================================================= */

.vg-gold-page {
    --vg-gold: #b68a2c;
    --vg-gold-dark: #8d691e;
    --vg-gold-soft: #fffaf0;

    --vg-primary: var(--va-primary, #046bd2);
    --vg-primary-dark: var(--va-primary-dark, #045cb4);
    --vg-heading: var(--va-heading, #1e293b);
    --vg-text: var(--va-text, #475569);
    --vg-muted: var(--va-muted, #64748b);
    --vg-bg: var(--va-bg, #f7f9fc);
    --vg-border: var(--va-border, #e6eaf0);
    --vg-white: #fff;

    color: var(--vg-text);

    line-height: 1.95;

    overflow: hidden;
}

.vg-gold-page *,
.vg-gold-page *::before,
.vg-gold-page *::after {
    box-sizing: border-box;
}

.vg-gold-page h1,
.vg-gold-page h2,
.vg-gold-page h3,
.vg-gold-page p {
    margin-top: 0;
}

.vg-gold-page a {
    text-decoration: none;
}

.vg-gold-page svg {
    display: block;
}


/* =========================================================
   Layout
========================================================= */

.vg-container {
    width: min(1180px, calc(100% - 40px));

    margin-inline: auto;
}

.vg-content-narrow {
    max-width: 850px;
}

.vg-section {
    padding: 90px 0;
}


/* =========================================================
   Common Section
========================================================= */

.vg-section-label {
    display: inline-flex;

    margin-bottom: 12px;

    color: var(--vg-gold);

    font-size: 13px;
    font-weight: 800;
}

.vg-section-head {
    max-width: 750px;

    margin: 0 auto 45px;

    text-align: center;
}

.vg-section-head h2,
.vg-two-column h2,
.vg-documents-box h2,
.vg-content-narrow > h2 {
    margin-bottom: 17px;

    color: var(--vg-heading);

    font-size: clamp(28px, 3.5vw, 42px);
    font-weight: 800;
    line-height: 1.55;
}

.vg-section-head p {
    margin-bottom: 0;

    color: var(--vg-muted);

    font-size: 15px;
}


/* =========================================================
   Breadcrumb
========================================================= */

.vg-breadcrumb {
    display: flex;
    flex-wrap: wrap;
    align-items: center;

    gap: 8px;

    margin-bottom: 42px;

    color: var(--vg-muted);

    font-size: 12px;
}

.vg-breadcrumb a {
    color: var(--vg-muted);
}

.vg-breadcrumb a:hover {
    color: var(--vg-primary);
}


/* =========================================================
   Hero
========================================================= */

.vg-hero {
    position: relative;

    padding: 40px 0 90px;

    background:
        radial-gradient(
            circle at 85% 15%,
            rgba(182, 138, 44, .13),
            transparent 34%
        ),
        radial-gradient(
            circle at 5% 80%,
            rgba(4, 107, 210, .05),
            transparent 30%
        ),
        #f9fafc;
}

.vg-hero-grid {
    display: grid;
    grid-template-columns: 1.15fr .85fr;

    align-items: center;

    gap: 70px;
}

.vg-eyebrow {
    display: inline-flex;
    align-items: center;

    gap: 9px;

    margin-bottom: 20px;
    padding: 7px 13px;

    border: 1px solid rgba(182, 138, 44, .18);
    border-radius: 100px;

    background: rgba(255, 255, 255, .75);

    color: var(--vg-gold-dark);

    font-size: 12px;
    font-weight: 800;
}

.vg-eyebrow > span {
    width: 7px;
    height: 7px;

    border-radius: 50%;

    background: var(--vg-gold);

    box-shadow:
        0 0 0 5px rgba(182, 138, 44, .1);
}

.vg-hero h1 {
    max-width: 780px;

    margin-bottom: 22px;

    color: var(--vg-heading);

    font-size: clamp(38px, 5vw, 58px);
    font-weight: 800;
    line-height: 1.45;
}

.vg-hero h1 span {
    display: block;

    color: var(--vg-gold-dark);

    font-family: inherit;
    font-weight: inherit;
}

.vg-hero-lead {
    margin-bottom: 12px;

    color: var(--vg-text);

    font-size: 18px;
}

.vg-hero-description {
    margin-bottom: 28px;

    color: var(--vg-muted);

    font-size: 14px;
}


/* =========================================================
   Buttons
========================================================= */

.vg-hero-actions {
    display: flex;
    flex-wrap: wrap;

    gap: 11px;

    margin-bottom: 28px;
}

.vg-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    gap: 9px;

    min-height: 52px;

    padding: 10px 22px;

    border: 1px solid transparent;
    border-radius: 12px;

    font-size: 14px;
    font-weight: 800;

    transition:
        transform .2s ease,
        background .2s ease,
        border-color .2s ease,
        color .2s ease;
}

.vg-btn:hover {
    transform: translateY(-2px);
}

.vg-btn-primary {
    background: var(--vg-primary);

    color: #fff;
}

.vg-btn-primary:hover {
    background: var(--vg-primary-dark);

    color: #fff;
}

.vg-btn-primary svg {
    width: 18px;
    height: 18px;

    fill: currentColor;
}

.vg-btn-outline {
    border-color: var(--vg-border);

    background: #fff;

    color: var(--vg-heading);
}

.vg-btn-outline:hover {
    border-color: var(--vg-gold);

    color: var(--vg-gold-dark);
}


/* =========================================================
   Hero Features
========================================================= */

.vg-hero-features {
    display: flex;
    flex-wrap: wrap;

    gap: 12px 22px;

    color: var(--vg-muted);

    font-size: 13px;
    font-weight: 600;
}

.vg-hero-features > div {
    display: flex;
    align-items: center;

    gap: 6px;
}

.vg-hero-features span {
    display: grid;

    width: 20px;
    height: 20px;

    place-items: center;

    border-radius: 50%;

    background: rgba(182, 138, 44, .11);

    color: var(--vg-gold-dark);

    font-size: 11px;
    font-weight: 900;
}


/* =========================================================
   Summary Card
========================================================= */

.vg-summary-card {
    padding: 25px;

    border: 1px solid var(--vg-border);
    border-radius: 28px;

    background: #fff;

    box-shadow:
        0 20px 60px rgba(15, 23, 42, .07);
}

.vg-summary-head {
    display: flex;

    gap: 13px;

    margin-bottom: 20px;
    padding-bottom: 20px;

    border-bottom: 1px solid var(--vg-border);
}

.vg-summary-icon {
    display: grid;

    width: 50px;
    height: 50px;

    flex: 0 0 50px;

    place-items: center;

    border-radius: 14px;

    background: var(--vg-gold-soft);

    color: var(--vg-gold-dark);
}

.vg-summary-icon svg {
    width: 25px;
    height: 25px;

    fill: currentColor;
}

.vg-summary-head strong {
    display: block;

    margin-bottom: 3px;

    color: var(--vg-heading);

    font-size: 15px;
}

.vg-summary-head small {
    color: var(--vg-muted);

    font-size: 11px;
}

.vg-summary-list {
    margin-bottom: 18px;
}

.vg-summary-list > div {
    display: flex;
    justify-content: space-between;

    gap: 20px;

    padding: 12px 0;

    border-bottom: 1px solid var(--vg-border);

    font-size: 12px;
}

.vg-summary-list span {
    color: var(--vg-muted);
}

.vg-summary-list strong {
    color: var(--vg-heading);

    font-weight: 800;
}

.vg-summary-note {
    margin-bottom: 17px;

    padding: 13px;

    border-radius: 11px;

    background: var(--vg-gold-soft);

    color: var(--vg-muted);

    font-size: 11px;
    line-height: 1.9;
}

.vg-summary-phone {
    display: flex;
    align-items: center;
    justify-content: space-between;

    padding: 13px 15px;

    border-radius: 12px;

    background: var(--vg-primary);

    color: #fff;
}

.vg-summary-phone:hover {
    background: var(--vg-primary-dark);

    color: #fff;
}

.vg-summary-phone > span {
    display: flex;
    flex-direction: column;
}

.vg-summary-phone small {
    color: rgba(255, 255, 255, .75);

    font-size: 10px;
}

.vg-summary-phone strong {
    direction: ltr;

    color: #fff;

    font-size: 15px;
}

.vg-summary-phone svg {
    width: 19px;
    height: 19px;

    fill: currentColor;
}


/* =========================================================
   Intro
========================================================= */

.vg-intro {
    background: #fff;
}

.vg-intro p {
    color: var(--vg-text);

    font-size: 16px;
}

.vg-important-note {
    margin-top: 30px;

    padding: 22px 24px;

    border-right: 4px solid var(--vg-gold);
    border-radius: 13px;

    background: var(--vg-gold-soft);
}

.vg-important-note strong {
    display: block;

    margin-bottom: 6px;

    color: var(--vg-heading);
}

.vg-important-note p {
    margin: 0;

    color: var(--vg-muted);

    font-size: 13px;
}


/* =========================================================
   Conditions
========================================================= */

.vg-conditions {
    background: var(--vg-bg);
}

.vg-condition-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);

    gap: 18px;
}

.vg-condition-card {
    padding: 26px;

    border: 1px solid var(--vg-border);
    border-radius: 20px;

    background: #fff;

    transition:
        transform .2s ease,
        border-color .2s ease,
        box-shadow .2s ease;
}

.vg-condition-card:hover {
    transform: translateY(-4px);

    border-color: rgba(182, 138, 44, .35);

    box-shadow:
        0 14px 40px rgba(15, 23, 42, .06);
}

.vg-card-number {
    display: block;

    margin-bottom: 20px;

    color: var(--vg-gold);

    font-size: 25px;
    font-weight: 800;

    opacity: .5;
}

.vg-condition-card h3 {
    margin-bottom: 10px;

    color: var(--vg-heading);

    font-size: 17px;
    font-weight: 800;
}

.vg-condition-card p {
    margin: 0;

    color: var(--vg-muted);

    font-size: 13px;
}


/* =========================================================
   Two Column / Value
========================================================= */

.vg-value {
    background: #fff;
}

.vg-two-column {
    display: grid;
    grid-template-columns: 1fr .85fr;

    align-items: center;

    gap: 70px;
}

.vg-two-column > div:first-child > p {
    color: var(--vg-text);

    font-size: 15px;
}

.vg-text-link {
    display: inline-flex;

    gap: 8px;

    margin-top: 7px;

    color: var(--vg-primary);

    font-size: 14px;
    font-weight: 800;
}

.vg-text-link:hover {
    color: var(--vg-primary-dark);
}


/* =========================================================
   Factors
========================================================= */

.vg-factors-box {
    padding: 32px;

    border: 1px solid rgba(182, 138, 44, .16);
    border-radius: 22px;

    background: var(--vg-gold-soft);
}

.vg-factors-badge {
    display: inline-flex;

    margin-bottom: 15px;

    padding: 5px 10px;

    border-radius: 100px;

    background: rgba(182, 138, 44, .12);

    color: var(--vg-gold-dark);

    font-size: 10px;
    font-weight: 800;
}

.vg-factors-box h3 {
    margin-bottom: 20px;

    color: var(--vg-heading);

    font-size: 19px;
    font-weight: 800;
}

.vg-factors-box ul {
    margin: 0;
    padding: 0;

    list-style: none;
}

.vg-factors-box li {
    position: relative;

    margin-bottom: 11px;

    padding-right: 23px;

    color: var(--vg-text);

    font-size: 13px;
}

.vg-factors-box li:last-child {
    margin-bottom: 0;
}

.vg-factors-box li::before {
    content: "✓";

    position: absolute;
    right: 0;

    color: var(--vg-gold-dark);

    font-weight: 900;
}


/* =========================================================
   Process
========================================================= */

.vg-process {
    background: var(--vg-bg);
}

.vg-process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);

    border: 1px solid var(--vg-border);
    border-radius: 20px;

    background: #fff;

    overflow: hidden;
}

.vg-process-grid article {
    min-height: 215px;

    padding: 27px;

    border-left: 1px solid var(--vg-border);
}

.vg-process-grid article:last-child {
    border-left: 0;
}

.vg-process-number {
    display: block;

    margin-bottom: 22px;

    color: var(--vg-gold);

    font-size: 28px;
    font-weight: 800;

    opacity: .45;
}

.vg-process-grid h3 {
    margin-bottom: 8px;

    color: var(--vg-heading);

    font-size: 17px;
    font-weight: 800;
}

.vg-process-grid p {
    margin: 0;

    color: var(--vg-muted);

    font-size: 12px;
}


/* =========================================================
   Documents
========================================================= */

.vg-documents {
    background: #fff;
}

.vg-documents-box {
    display: grid;
    grid-template-columns: 1fr .9fr;

    align-items: center;

    gap: 65px;

    padding: 46px;

    border: 1px solid var(--vg-border);
    border-radius: 28px;

    background: var(--vg-bg);
}

.vg-documents-box p {
    margin-bottom: 0;

    color: var(--vg-muted);

    font-size: 14px;
}

.vg-document-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);

    gap: 12px;
}

.vg-document-list > div {
    display: flex;
    align-items: center;

    gap: 10px;

    padding: 16px;

    border: 1px solid var(--vg-border);
    border-radius: 13px;

    background: #fff;

    color: var(--vg-heading);

    font-size: 12px;
    font-weight: 700;
}

.vg-document-list span {
    display: grid;

    width: 25px;
    height: 25px;

    flex: 0 0 25px;

    place-items: center;

    border-radius: 50%;

    background: rgba(182, 138, 44, .10);

    color: var(--vg-gold-dark);

    font-size: 11px;
}


/* =========================================================
   Transparency
========================================================= */

.vg-transparency {
    background: var(--vg-bg);
}

.vg-check-list {
    display: grid;

    gap: 12px;

    margin-top: 32px;
}

.vg-check-list > div {
    display: grid;
    grid-template-columns: 45px 1fr;

    gap: 16px;

    padding: 21px;

    border: 1px solid var(--vg-border);
    border-radius: 15px;

    background: #fff;
}

.vg-check-list > div > span {
    display: grid;

    width: 42px;
    height: 42px;

    place-items: center;

    border-radius: 12px;

    background: var(--vg-gold-soft);

    color: var(--vg-gold-dark);

    font-size: 13px;
    font-weight: 800;
}

.vg-check-list strong {
    display: block;

    margin-bottom: 4px;

    color: var(--vg-heading);

    font-size: 14px;
}

.vg-check-list p {
    margin: 0;

    color: var(--vg-muted);

    font-size: 12px;
}


/* =========================================================
   Internal links
========================================================= */

.vg-other-services {
    background: #fff;
}

.vg-related-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);

    gap: 18px;

    max-width: 880px;

    margin-inline: auto;
}

.vg-related-card {
    display: grid;
    grid-template-columns: 52px 1fr auto;

    align-items: center;

    gap: 14px;

    padding: 22px;

    border: 1px solid var(--vg-border);
    border-radius: 20px;

    color: inherit;

    transition:
        transform .2s ease,
        border-color .2s ease,
        box-shadow .2s ease;
}

.vg-related-card:hover {
    transform: translateY(-3px);

    border-color: var(--vg-primary);

    box-shadow:
        0 14px 35px rgba(15, 23, 42, .06);
}

.vg-related-icon {
    display: grid;

    width: 52px;
    height: 52px;

    place-items: center;

    border-radius: 14px;

    background: var(--vg-bg);

    color: var(--vg-primary);
}

.vg-related-icon svg {
    width: 24px;
    height: 24px;

    fill: currentColor;
}

.vg-related-card strong {
    display: block;

    margin-bottom: 3px;

    color: var(--vg-heading);

    font-size: 14px;
}

.vg-related-card p {
    margin: 0;

    color: var(--vg-muted);

    font-size: 11px;
}

.vg-related-arrow {
    color: var(--vg-primary);

    font-size: 20px;
}

.vg-hub-link {
    display: flex;
    align-items: center;
    justify-content: center;

    gap: 15px;

    margin-top: 28px;

    color: var(--vg-muted);

    font-size: 12px;
}

.vg-hub-link a {
    display: inline-flex;

    gap: 7px;

    color: var(--vg-primary);

    font-weight: 800;
}


/* =========================================================
   FAQ
========================================================= */

.vg-faq {
    background: var(--vg-bg);
}

.vg-faq-list {
    display: grid;

    gap: 10px;
}

.vg-faq-list details {
    border: 1px solid var(--vg-border);
    border-radius: 14px;

    background: #fff;

    overflow: hidden;
}

.vg-faq-list summary {
    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 15px;

    padding: 19px 21px;

    cursor: pointer;

    list-style: none;

    color: var(--vg-heading);

    font-size: 14px;
    font-weight: 800;
}

.vg-faq-list summary::-webkit-details-marker {
    display: none;
}

.vg-faq-list summary > span {
    display: grid;

    width: 28px;
    height: 28px;

    flex: 0 0 28px;

    place-items: center;

    border-radius: 8px;

    background: var(--vg-gold-soft);

    color: var(--vg-gold-dark);

    transition: transform .2s ease;
}

.vg-faq-list details[open] summary > span {
    transform: rotate(45deg);
}

.vg-faq-list details > div {
    padding: 0 21px 20px;

    color: var(--vg-muted);

    font-size: 13px;
}


/* =========================================================
   Final CTA
========================================================= */

.vg-final-cta {
    padding: 30px 0 95px;

    background: var(--vg-bg);
}

.vg-final-box {
    display: grid;
    grid-template-columns: 1fr auto;

    align-items: center;

    gap: 45px;

    padding: 43px 47px;

    border-radius: 28px;

    background:
        linear-gradient(
            135deg,
            var(--vg-primary),
            var(--vg-primary-dark)
        );

    color: #fff;
}

.vg-final-box .vg-section-label {
    color: rgba(255, 255, 255, .72);
}

.vg-final-box h2 {
    margin-bottom: 8px;

    color: #fff;

    font-size: clamp(25px, 3vw, 35px);
    font-weight: 800;
    line-height: 1.5;
}

.vg-final-box p {
    margin: 0;

    color: rgba(255, 255, 255, .78);

    font-size: 14px;
}

.vg-final-phone {
    display: flex;
    align-items: center;

    gap: 10px;

    min-width: 210px;

    padding: 12px 16px;

    border-radius: 13px;

    background: #fff;

    color: var(--vg-primary);
}

.vg-final-phone:hover {
    color: var(--vg-primary-dark);
}

.vg-final-phone svg {
    width: 20px;
    height: 20px;

    fill: currentColor;
}

.vg-final-phone > span {
    display: flex;
    flex-direction: column;
}

.vg-final-phone small {
    color: var(--vg-muted);

    font-size: 9px;
}

.vg-final-phone strong {
    direction: ltr;

    font-size: 16px;
}


/* =========================================================
   Tablet
========================================================= */

@media (max-width: 1000px) {

    .vg-hero-grid {
        gap: 40px;
    }

    .vg-condition-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .vg-process-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .vg-process-grid article {
        border-bottom: 1px solid var(--vg-border);
    }

}


/* =========================================================
   Mobile
========================================================= */

@media (max-width: 780px) {

    .vg-container {
        width: calc(100% - 28px);
    }

    .vg-section {
        padding: 65px 0;
    }

    .vg-hero {
        padding: 30px 0 65px;
    }

    .vg-breadcrumb {
        margin-bottom: 28px;
    }

    .vg-hero-grid,
    .vg-two-column,
    .vg-documents-box,
    .vg-final-box {
        grid-template-columns: 1fr;
    }

    .vg-hero-grid {
        gap: 38px;
    }

    .vg-two-column {
        gap: 35px;
    }

    .vg-documents-box {
        gap: 30px;

        padding: 32px;
    }

    .vg-final-box {
        padding: 32px;
    }

    .vg-final-phone {
        width: fit-content;
    }

    .vg-hub-link {
        flex-direction: column;

        gap: 7px;

        text-align: center;
    }

}


/* =========================================================
   Small Mobile
========================================================= */

@media (max-width: 560px) {

    .vg-container {
        width: calc(100% - 22px);
    }

    .vg-section {
        padding: 55px 0;
    }

    .vg-hero h1 {
        font-size: 33px;
    }

    .vg-hero-lead {
        font-size: 16px;
    }

    .vg-hero-actions {
        display: grid;
    }

    .vg-btn {
        width: 100%;
    }

    .vg-hero-features {
        display: grid;

        gap: 8px;
    }

    .vg-condition-grid,
    .vg-process-grid,
    .vg-document-list,
    .vg-related-grid {
        grid-template-columns: 1fr;
    }

    .vg-process-grid article {
        min-height: auto;

        border-left: 0;
        border-bottom: 1px solid var(--vg-border);
    }

    .vg-process-grid article:last-child {
        border-bottom: 0;
    }

    .vg-summary-card,
    .vg-factors-box {
        padding: 22px;
    }

    .vg-documents-box {
        padding: 24px;
    }

    .vg-check-list > div {
        grid-template-columns: 38px 1fr;

        padding: 17px;
    }

    .vg-check-list > div > span {
        width: 38px;
        height: 38px;
    }

    .vg-final-box {
        padding: 27px 22px;
    }

    .vg-final-phone {
        width: 100%;

        justify-content: center;
    }

}